Privacy Policy

This Privacy Policy explains how Talk Spheres collects, uses, stores, and protects your personal data. By accessing or using our platform, you agree to the practices described in this policy.

1. Information We Collect

We collect the following types of information:

• Personal Information: Name, email, phone number, identity details.
• Payment Information: UPI, card details, bank information (processed securely via payment partners).
• Usage Data: IP address, device information, browser details.
• Content Data: Text, media, or digital files uploaded by creators or members.

2. How We Use Your Data

Talk Spheres uses your information to:

• Provide and manage platform services.
• Process payments and payouts.
• Improve security, analytics, and user experience.
• Send notifications, updates, and support messages.
• Prevent fraud and unauthorized activities.

3. Sharing of Information

We do NOT sell your data. However, we may share information with:

• Payment gateways for processing transactions.
• Communication service providers (e.g., WhatsApp API services).
• Legal authorities when required by law.
• Analytics tools to improve platform performance.

4. Data Security

We use encryption, firewalls, secure servers, and industry-standard measures to protect your data. However, no system is 100% secure; users share data at their own risk.

5. Cookies & Tracking

We use cookies to enhance user experience, analyze traffic, and save preferences. Users can disable cookies in their browser settings.

6. Data Retention

We retain user data as long as your account is active or as required for legal, financial, or compliance purposes.

7. Your Rights

Users may request:

• Access to their personal data.
• Correction of inaccurate data.
• Deletion of their account and stored data.
• Opt-out from marketing communications.

8. Third-Party Services

Talk Spheres integrates with third-party tools like WhatsApp, Telegram, Zoom, Razorpay, and others. Their privacy practices are independent, and users must agree to their policies.

9. Children’s Privacy

Our platform is not intended for children under 13. We do not knowingly collect information from minors.

10. Changes to this Privacy Policy

We may update this policy from time to time. Continued use of the platform after updates means you accept the new terms.

11. Contact Information

For questions or concerns regarding this Privacy Policy:

📧 Email: hello@talkspheres.com

📞 Phone: +91 99999 99999

🌐 Website: www.talkspheres.com

Last Updated: